Equipment Breakdown

Most every home, no matter the size or value, has electricity, heat, air conditioning and hot water. While most homeowners assume they have coverage for mechanical devices through a homeowner’s policy, or through a warranty or service contract, in many cases, they do not have coverage as most homeowner’s policies exclude mechanical breakdown.


That’s where Equipment Breakdown insurance steps in. It pays for mechanical breakdown, electrical system and pressure equipment damage that results in direct physical damage to covered equipment. Breakdown coverage is designed to protect equipment that is built-in or permanently attached to the home, such as:

  • Central air conditioning
  • Central vacuum
  • Ventilation systems and fans
  • Furnaces, boilers, heat pumps, water heaters, solar heaters
  • Well pumps
  • Electrical power panels & back-up generators
  • Pool and spa equipment
  • Home security systems

Contact an Agent today to see what Nazareth Mutual can do for you.