Homeowners insurance is designed to protect your investment from damage caused by fire, water, hail, lightning, theft, vandalism, and more.

If you carry a mortgage on your home, your lender will most likely require a homeowners policy to

protect them – and you – in the event of loss.

Nazareth Mutual offers insurance coverage for your home, as well as any other structures on your property including sheds, barns and garages.

Homeowners insurance policies from Nazareth Mutual go beyond protecting your dwelling. Our policies also protect your personal possessions (the contents of your home including money and securities) and will provide you with living expenses if you’re unable to live in your home as the result of a covered loss. Our homeowners insurance policies also protect you from lawsuits and will pay the medical expenses of people who may be injured on your property and we provide coverage for sinkhole damage at no additional cost to you.

Claims Free Discount

Nazareth Mutual Insurance Company offers a discount to policyholders who have not had a claim on their homeowners insurance in the past 3 years. This is not to discourage legitimate damage claims – it’s to reward those who

take care of their homes.

Easy, convenient insurance claims process

If you need to file a claim, we make it easy.    Go to the Submit a Claim tab above to complete your report.   After hours, call 610-759-3020.


Your homeowners insurance policy from Nazareth Mutual Insurance is designed exclusively for you.

Here are some common losses which are covered by most homeowners insurance policies:

Tornado, hurricane, fire, or other weather damage

You escaped with your family, but your home can’t be lived in due to extensive damage. Depending on your homeowners insurance coverage, your policy can cover repairs, professional cleaning and living expenses while your home is being repaired, and the total cost of the possessions you lost.


You return from vacation and find that your home was broken into and your expensive electronics and jewelry were stolen. Your homeowners policy can help cover what was stolen, depending on your policy’s limits.

Injuries and lawsuits against you

The person who lives 3 doors down from you slipped and fell on your sidewalk. They sue you personally for medical bills. The personal liability coverage of your homeowner policy pays their medical bills and lost wages while they’re recovering from their injuries.

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