Nazareth Mutual Insurance offers a Second Home Insurance policy for those who own a home used for vacations or for seasonal use and is not rented to others.

This specialty insurance is similar to a primary homeowners policy and is beneficial for non-residents who own a vacation home in Pennsylvania.

Our Second Home Insurance Policy provides coverage against:

  • Fire
  • Lightning
  • Explosion
  • Aircraft
  • Smoke
  • Theft
  • Damage from ice, snow or sleet
  • Damage from freezing temperatures
  • Accidental damage from electrical current
  • Windstorm or hail
  • Riot or civil commotion
  • Vehicles
  • Vandalism
  • Falling objects
  • Accidental damage to heating system
  • Accidental discharge of liquids or steam

A Seasonal homeowner’s Policy through Nazareth Mutual will also provide key protection for your Personal Property

The items which you bring into the house and are not a permanent part of the home. In addition, a Seasonal homeowner’s policy also provides Property Damage Liability and Personal Liability coverage against claims resulting from bodily injury or death to others for which you become legally responsible.  It also offers Medical Payments to others who may be injured on your property.

You may also endorse your Seasonal homeowner’s policy to add additional optional coverages designed exclusively to match your property needs.

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