Seasonal/Secondary Homes

Nazareth Mutual Insurance Company can assist you if you own a second home that you use on a seasonal basis and do not rent out to others.  This is beneficial to non-residents who own vacation homes in Pennsylvania.

Similar to a Primary homeowner’s policy, a Seasonal homeowner’s Policy through Nazareth Mutual Insurance Company can provide key protection against some or all the following perils, based upon an underwriting review of your home:

  • Fire or Lightning
  • Explosion
  • Aircraft
  • Smoke
  • Theft
  • Weight of Ice, Snow, or Sleet
  • Freezing
  • Accidental Damage from Electrical Currents
  • Windstorm or Hail
  • Riot or Civil Commotion
  • Vehicles
  • Vandalism & Malicious Mischief
  • Falling Objects
  • Accidental Damage to Heating System
  • Accidental Discharge of Liquids or Steam

A Seasonal homeowner’s Policy through Nazareth Mutual will also provide key protection for your Personal Property; the items which you bring into the house and are not a permanent part of the home.   In addition, a Seasonal homeowner’s policy also provides Property Damage Liability and Personal Liability coverage against claims resulting from bodily injury or death to others for which you become legally responsible and offers Medical Payments to others who may be injured on your property.

You may also endorse you Seasonal homeowner’s policy to add additional optional coverages designed exclusively to match your property needs.


Contact an Agent today to see what Nazareth Mutual can do for you.